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We believe every business math student should become proficient in solving two-star problems. Fannie Mae disregarded the requirements of SFAS 133 and qualified transactions for certain hedge accounting treatment based on erroneous interpretations and an unjustified reliance on materiality. My visceral feel is that we have an up day today based on the magnitude of the blood letting yesterday. Insofar as practical monthly payments will be scheduled one full month following the date of loan closing or semiannual or annual payments will be scheduled six or twelve full months, respectively, following the date of loan closing or any deferment period.

As I said before, I'm not particularly impressed with the AG's course. Family mobility has been reduced by a slowdown in job transfers and new hiring, he said, and the sluggish housing market has cut down the number of people moving up from one house to another, even within the same communities. As someone who taught these classes at the graduate level, I have no illusion that the average reader is going to appreciate these distinctions, however important.

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